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Pre-existing Conditions Exclusions

When HealthCare Reform goes into full effect starting January 1, 2014 no healthplan, either sold privately or through the exchanges, will be able to exclude patients because of any pre-existing conditions they may have.  Insurers also wont be able to cancel plans/coverage if you get sick.

For more information you can log on to healthcare.gov.

Health Insurance Exchange Markets: What You Need To Know

By Susan E. Matthews, Everyday Health Staff Writer

MONDAY, September 30, 2013 — Congress may still be debating particulars of the Affordable Care Act, but even so, one of the bill’s major tenets is about to go into effect. Tomorrow marks the opening of the health insurance exchange marketplace — an online market designed to create enough competition between insurance companies to bring prices down, allowing previously uninsured consumers to gain access to healthcare.

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Important healthcare benefit information for federal employees

 

Federal Employee Health Benefits and Healthcare Reform

As it stands today only those federal employees who are members of Congress and their ‘official staff’ will be required to enroll in health insurance through the newly created healthcare exchanges. 

All other federal employees will not be required to utilize the healthcare exchanges and their healthcare options will remain very similar to what they have historically had. Of course the provisions that all health insurers are required to follow will be in effect for Federal employees on 1/1/14 such as out of pocket maximums. 

Growth of Health Spending Stays Low

By Robert Pear, New York Times

WASHINGTON — National health spending climbed to $2.7 trillion in 2011, or an average of $8,700 for every person in the country, but as a share of the economy, it remained stable for the third consecutive year, the Obama administration said Monday.       

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NYU Langone Medical Center

 

NYU Langone Medical Center suffered damage during hurricane Sandy is working to reopen the hospital as soon as possible.  The physician organization reopened yesterday.

As such, the entire Rubinhealth Team is focusing all our efforts on restoring full services.

Please stay tuned as we will back as soon as we can.

Andrew/Allison/Matt

More Health-Law Changes Coming in 2013

By Avery Johnson, Wall Street Journal

Health-care reform is here to stay—for the foreseeable future. So for the millions of Americans with health insurance at their workplaces, this fall’s “open enrollment” period will be one of the most important in years.

Next year will see some of the many significant changes brought on by the Affordable Care Act, including easy-to-read plan summaries and caps on flexible spending accounts. The ability of health insurers to place limits on annual spending is also on its way out, while earlier reforms such as adding adult children to their parents’ plans offer new options to consumers.

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Pre-existing Conditions Exclusions

When HealthCare Reform goes into full effect starting January 1, 2014 no healthplan, either sold privately or through the …

Health Insurance Exchange Markets: What You Need To Know

By Susan E. Matthews, Everyday Health Staff Writer MONDAY, September 30, 2013 — Congress may still be debating particulars …

Important healthcare benefit information for federal employees

  Federal Employee Health Benefits and Healthcare Reform As it stands today only those federal employees who are members …