Medigap Coverage rules: in follow up the Healthcare Connect caller
You cannot be denied enrollment in an Medicare Advantage plan due to a pre-existing condition, unless you have end-stage renal disease (ESRD). Read more here.
On the Medigap side…You are guaranteed the right to purchase a Medigap policy during the first 6 months you become eligible for Part B (unless you are younger than 65 and have end-stage renal disease). Read more here. After the six months you may be required to take a health assessment which could drive costs up and may even be denied coverage.